LedgeKar
The easiest way to split expenses with friends and settle up.
Free forever (splits) · Gold ₹299/month
Splitwise
The easiest way to split expenses with friends and settle up.
Free (with ads) · Splitwise Pro ~$3.99/month
Feature comparison
| Feature | LedgeKar | Splitwise |
|---|---|---|
| Expense splitting | ✓ Free | ✓ Free (with ads) |
| UPI settle in one tap | ✓ | — |
| No ads on free tier | ✓ | — Has ads |
| Monthly budgeting | ✓ | — |
| Savings goals | ✓ | — |
| Debt payoff tracker | ✓ | — |
| AI financial advisor | ✓ Gold | — |
| India: FDs, SIPs, UPI | ✓ | — |
| Couples / household | ✓ | — |
Which should you choose?
Choose LedgeKar if…
- You want splits AND a full personal finance view in one place
- You pay and settle via UPI and want one-tap links
- You are tired of ads in your free expense tracker
- You want to eventually track budgets, goals, and investments too
Consider Splitwise if…
- Your group already uses Splitwise and you only need splits
- You need to split across international currencies with existing Splitwise contacts
Ready to try the alternative?
Splits, budgets, goals, and an AI advisor — free to start, no card needed.
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