Comparison
Intuit shut Mint down in early 2024, leaving millions of people without their go-to money tracker. LedgeKar is a free, ad-free replacement: budgeting, net-worth tracking, bill splitting and an AI money coach in one private app.
Free to start. No card. No ads, ever.
Heads up: Mint was discontinued by Intuit in early 2024. If you are reading this, you are probably looking for where to go next. This page is that answer.
Mint was, for over a decade, the default free personal finance app for millions of people, especially in the US. It pulled your accounts together, showed your net worth and sent budget alerts. It was also ad-supported, monetised your data, and was firmly US-centric.
In early 2024, Intuit shut Mint down and pushed users toward Credit Karma, which is not a like-for-like budgeting tool. That left a lot of people hunting for a Mint replacement that actually budgets.
LedgeKar is a free expense tracker and money management app that does the things people relied on Mint for, the net-worth view, the budgeting, the spending insights, without the ads or the data harvesting. It then goes further with built-in bill splitting, investment tracking, debt payoff planning and worldwide multi-currency support.
| Feature | LedgeKar | Mint |
|---|---|---|
| Status | Live and actively developed | Shut down by Intuit in early 2024 |
| Price | Free, every feature (supporter-funded) | Was free, but ad-supported |
| Ads & data | No ads, never sells your data | Ad-supported; monetised user data |
| Net worth tracker | Investments, cash, debts in one honest total | Net-worth view (now discontinued) |
| Budgeting | Monthly envelope budgeting with forecast | Category budgets and alerts |
| Bill splitting with friends | Built in, Splitwise-style, one-tap UPI settle | Not available |
| Debt payoff planner | Built-in EMI and prepayment / payoff tracker | Basic debt tracking |
| AI money coach | Read-only AI coach that reads your ledger | No AI advisor |
| Region | Worldwide, multi-currency, native ₹/UPI | US-centric |
Competitor details are accurate to the best of our knowledge at publication and may change. Always check the latest from each provider.
Mint is gone. LedgeKar is live, actively built and not going anywhere, so the time you spend setting it up is not wasted.
Mint was free because it showed ads and monetised data. LedgeKar is free because supporters fund it. No ads, no data selling, ever.
Bring your accounts, investments and debts into one honest total, the single-page picture Mint users relied on.
Split bills with friends, plan debt payoff, and ask an AI coach about your spending, all in one place and all free.
Mint deserves credit. It made personal finance mainstream, its automatic US bank sync was excellent for its time, and its clean net-worth dashboard set the bar that everything since has been measured against. The honest catch was always the business model: free because it was ad-supported and data-monetised. LedgeKar keeps the parts people loved and funds itself through supporters instead, so the product works for you rather than for advertisers.
Mint is gone, but your money still needs a home. LedgeKar is free, private and built to last. Move across in minutes.